Federal law on post dating checks

I found that they had cashed a check that I had postdated three days early.

To avoid any troubles, I send in my rent check early, but postdate the check with the date my rent is actually due.

Congressional findings and declaration of purpose§803. (5) The term "debt" means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.

(4) The term "creditor" means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

In the state of Arizona, issuing bad checks is categorized as a criminal offense when the issuer knows that the account has insufficient funds.

Whether the check issuer is an individual or a corporation, the check fraud prosecutor and the plaintiff have to prove to the court that they are aware of the financial deficiency when the check was issued.

If you are arrested, you will need a strong and aggressive defense.

In Pennsylvania, someone has written a bad check if they issue or pass a check or order to pay money knowing that it will not be honored by the bank or financial institution where the account is held.

(6) The term "debt collector" means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.

As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act §§ 1692-1692p. (7) The term "location information" means a consumer's place of abode and his telephone number at such place, or his place of employment.

Please note that the format of the text differs in minor ways from the U. (8) The term "State" means any State, territory, or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, or any political subdivision of any of the foregoing.

There are three defences stipulated under this statute.

a) The payee knows that the account does not have sufficient funds before he or she tries to cash the check.


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